About Us

Knowledge First Financial Services Pvt. Ltd. is an Authorized Business Partner of Motilal Oswal Financial Services Ltd., a well-diversified, financial services company offering a finest range of well researched financial products and services, focused on wealth creation for all its clients. We understand the value of your hard-earned money, which is why we make sure that each rupee works towards meeting your financial goals.

Dr. Sanjeev Kumar is the Owner Director of Knowledge First Financial Services Pvt. Ltd., an Authorized Business Partner of Motilal Oswal Financial Services Ltd. He is an MBA and PhD (investments). He has a rich experience of over 28 years into Stock Broking, Mutual Funds, Life Insurance and other Financial Products. He has worked at senior management levels with some of the well-known companies in India like ICICI Prudential Life Insurance, Reliance Life Insurance, CDSL etc. After a fulfilling career of over 15 years, he started sub broker ship business with Motilal Oswal Financial Services Ltd. in 2009.

Our Office Address and Contact details are as below:

Knowledge First Financial Services Pvt. Ltd.

Authorized Business Partner of Motilal Oswal Financial Services Ltd.

418 Vardhaman Market, Plot No.75

Sector-29, Vashi, Navi Mumbai – 400703

Mobile: 9320663737

Mutual Funds & Operations : +91 982020 4100/ 022-4123 2200/ 022-3568 5344

Mutual Funds

What is a Mutual Fund?

A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal. It is essentially a diversified portfolio of financial instruments - these could be equities, debentures/bonds or money market instruments. The corpus of the fund is then deployed in investment alternatives that help to meet predefined investment objectives. The income earned through these investments and the capital appreciation realised are shared by its unit holders in proportion to the number of units owned by them. Thus a Mutual Fund is a suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost.

You could make money from a Mutual Fund in three ways:

• Income is earned from dividends declared by Mutual Fund schemes from time to time

• If the fund sells securities that have increased in price, the fund has a capital gain. This is reflected in the price of each unit. When investors sell these units at prices higher than their purchase price, they stand to make a gain

• If fund holdings increase in price but are not sold by the fund manager, the fund's unit price increases. You can then sell your Mutual Fund units for a profit. This is tantamount to a valuation gain